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How bad credit affects a joint mortgage…. Lenders look at both credit files in a joint application. If one person has bad credit, it can limit your options or increase rates. Some lenders are more flexible depending on how recent the issues are. You might also consider applying in one name if affordability allows. The key is understanding your full credit picture before applying. There’s nearly always a route forward with the right advice. Your home may be repossessed if you do not keep up repay
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How bad credit affects a joint mortgage…. Lenders look at both …
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