Self Employed Home Buyer did not qualify for their purchase because they wrote off too much on their tax returns. This loan saved them and they were able to qualify and purchase the home. #mortgagetips #selfemployed #firsttimehomebuyer
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Self-Employed? Here’s What You Need to Know About Getting a Mortgage! If you're a self-employed borrower, here’s what lenders will look at when you apply for a loan: ✅ 2 Years of Self-Employment – You typically need two years of tax returns to qualify for conventional, VA, FHA, or USDA loans. ✅ Tax Write-Offs Matter – Lenders will analyze your returns to determine your qualifying income. ✅ Alternative Loan Options – With Non-QM loans, we can use 12-24 months of business or personal bank statemen
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