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In 2026, the updated EPF withdrawal rules (effective from late 2025) significantly simplified the process by merging 13 older provisions into three broad categories: Essential Needs, Housing Needs, and Special Circumstances. A major change is that you can now withdraw up to 100% of the eligible balance, which includes both employee and employer contributions, provided you maintain a mandatory 25% minimum balance in your account for retirement security. #Epf #money #incometax #modi #trump | Fearf
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