2025 delivered on more mortgage rate relief and there are still deals to be had
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Building the ‘missing middle’ to help fix Canada’s housing crisis
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Best 5-year fixed mortgage rates - Canada mortgage rates - Ratehub.ca
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Thinking about building in 2025? Here are the top 5 steps you’ll need to qualify for a construction loan (save this for later 👇): 1️⃣ Credit Score – Aim for 680 (700 for best rates). FHA loans may allow lower if you meet requirements. 2️⃣ Down Payment – Expect 20–25%. FHA may drop as low as 3.5%. 3️⃣ Detailed Plans – Floorplans, budget, timeline, and builder contracts are non-negotiable. 4️⃣ DTI & Income – Keep debt-to-income under 43–45% and show steady employment. 5️⃣ Documents & Builder – Ge
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📣 BIG NEWS for First-Time Home Buyers in Canada! The Federal and Ontario governments are planning a 13% GST rebate on pre-construction homes. 👉 That means on a $500K home, you could get back $65,000. 👉 On a $1M home, that’s a $130,000 rebate straight to you. With the market down, prices low, and tons of inventory available, this might be the best time to buy your first home. If this rebate gets finalized, you could secure a property far below market value. Don’t miss this opportunity! Shubham
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