🏡 FIRST-TIME BUYER REALITY — WHAT NO ONE TELLS YOU • You don’t need 20% down • Credit doesn’t have to be perfect • Closing costs aren’t always out of pocket • Programs exist specifically for first-time buyers • Guidance matters more than rates Buying your first home isn’t about being “ready enough” — it’s about having the right strategy. At The Onyx Group Mortgage, we walk you through every step so your first purchase feels clear, confident, and controlled. 📲 Apply now: https://onyxgroupmortga
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