Mortgage rates are dropping. Should you refinance?
2:18
Mortgage rates are dropping. Should you refinance?
4 months ago
CBS News
Why are refinance rates so expensive now? 🏡 In February 2023, the FHFA raised something called Loan Level Price Adjustments — making refinances more expensive, even for good borrowers with high credit scores. ➡️ Before 2023, a 740 credit score at 90% LTV had about a 0.25% refinance fee. ➡️ After 2023, it’s 1%. Example: • $700,000 loan • Old fee: ~$1,750 • New fee: ~$7,000 Most people don’t notice because lenders bake the cost into a higher rate — but that’s why refinances feel way more expensiv
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Why are refinance rates so expensive now? 🏡 In February 2023…
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You read that right–you could qualify for our lowest refinancing rates since January 2023. These rates expire 1/23/25, so don’t wait. Check your rate in just 2 minutes and see how much you could save on your student loans. | Earnest
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