How to get a mortgage preapproval
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Pre-Approval ≠ Guaranteed Mortgage Just because you’re pre-approved doesn’t mean the loan is locked in. You still need to get through underwriting, provide updated documents, and get an appraisal, title, and insurance in place. Don’t go buying furniture, cars, or making major financial moves until your loan is fully approved and clear to close. I’ve seen too many deals fall apart because buyers thought pre-approval meant guaranteed money. If you’re in this stage, talk to your loan officer about
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