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Buying a home with the 5% deposit scheme sounds great—but know the risks! 💰 Bigger loan = bigger repayments. Make sure you’re ready! #HomeBuyers #PropertyTips #FinanceSmart #FirstHomeBuyer #MortgageAdvice | Living Without by R Jr Gadaoni
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🧐 Mortgage Reality Check! When a client says they have a 5% deposit, an active IVA, and no current income—but assume they can get a mortgage... we need to have an honest conversation. 💡 The truth: Mortgages require a solid financial foundation, including a clear credit history and steady income. If you’re working on rebuilding your finances, we can offer guidance to get you mortgage-ready for the future. Let’s focus on realistic steps to achieve your goals! 💪 #mortgageadvice #financialreality
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