Fixed expenses (rent, insurance) remain constant monthly, while variable expenses (groceries, utilities) fluctuate. The 50/30/20 rule allocates 50% for needs, 30% for wants and 20% for savings and ...

Right now, many people are spending 33.7% of their paycheck on housing, according to Attom, a company that tracks real estate analytics. For context, housing lenders want you to spend 28%. “When you ...

Most consumers care about sustainability, but some worry that it can be expensive in practice. Instead of large green purchases like EVs or solar panels, focus on switching to greener habits like ...

Creating a monthly budget can feel like herding cats—things go in every direction, and somehow your money disappears before the month ends. But with the right approach (and a solid spreadsheet), you ...

Managing your money can be hard enough, but managing money as a couple can be especially tricky. Fortunately, a budgeting app can make things easier. Monarch Money is designed for joint budgeters, ...

The 50/30/20 budget rule is a simple and effective plan for personal money management and wealth creation. It balances paying for necessities with saving and investing.

Greater Boston is among the most expensive places to live in the country — hardly a news flash for anyone struggling to make ends meet. A budget tracks your income and expenses — money in, money out.