Public sector banks under the digital credit underwriting programmes sanctioned over 3.96 lakh MSME loan applications amounting to over Rs 52,300 crore between April 1 and December 31, 2025, the ...
Public sector banks sanction over ₹52,300 crore in MSME loans, transforming financing through a new digital credit assessment ...
Public Sector Banks (PSBs) have significantly accelerated credit flow to Micro, Small and Medium Enterprises (MSMEs) through the adoption of a Credit Assessment Model (CAM) based on digital footprints ...
PSBs sanction 3.96 lakh MSME digital loans: Digital footprints are used by the model for KYC authentications, mobile and ...
Public Sector Banks sanctioned over 3.96 lakh MSME loan applications worth ₹52,300 crore using digital underwriting programs ...
The government has been making all-out efforts to strengthen small business houses in the country, especially providing loans ...
The model enables objective decision-making for all applications and uses model-based limit assessment for both ...
In India’s rapidly evolving business landscape, small and medium enterprises (SMEs), including MSMEs, are increasingly turning to property-backed loans as a strategic tool to scale operations, ...
PSBs sanctioned over Rs 52,300 cr in MSME loans via digital credit model (CAM) between April-December 2025. Details inside.
The Centre has cleared a Rs 5,000 crore capital infusion for SIDBI, aimed at boosting MSME credit, expanding beneficiaries ...
The "digital footprints" analysed by the model include comprehensive data points such as GST data analysis, bank statement analysis using account aggregators, and ITR verification. The system also ...
India, Jan. 20 -- Public sector banks under the digital credit underwriting programmes sanctioned over 3.96 lakh MSME loan ...