The 401 (k) market totaled $8.7 trillion in assets in the first quarter of 2025, according to the Investment Company Institute. “This move effectively opens access to Bitcoin and other cryptocurrencies for retirement investors,” said James Butterfill, head of research at CoinShares, another crypto asset manager.

U.S. President Donald Trump is set to sign an executive order allowing cryptocurrencies, private equity, and real estate into 401(k) retirement plans. The move could transform the $12 trillion retirement market,