If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...

If you tell Amex you’re considering canceling, the company might offer you some cash, points or miles as an incentive to keep your card.

Answer: There is nothing permanent about credit scores. They change constantly, and the minor damage you do by closing a card ...

Maxing out a credit card tanks your score, raises payments, and racks up interest. Here's what really happens.

Paying your balance off every week can lower your utilization, cut interest costs, and help you build stronger money habits.

It’s a little bit odd that a number on a paper or screen can make us feel something so deep inside the pit of our stomachs, isn’t it? But that’s […] ...

I know that you should keep your utilization down, under 50%. However, what is more important: that each card be under 50% or that the average be under 50%? I have one card that has an extremely low ...

The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.

The process of evaluating the , issued by WebBank, is like dating for the first time. You might think this unsecured card is ...

Technological innovations that displace demand for local producers can hurt finances for households in the same area. Demand ...

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using them regularly, there's no reason to pay a fee just to avoid a small hit to ...