For years, Jim Sexton has led financial-education classes at a local library. He's often struck by gaps in attendees' knowledge of retirement planning. "Very few people understand what they need to ...

PM Take the first step toward greater financial confidence. In this class, learn practical budgeting basics, smart saving strategies, and effective debt management to protect your family’s future.

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. When it comes to preparing for retirement, there’s no shortage of financial ...

The problem with the “basic math” behind delaying Social Security is that it often overlooks longevity risk.

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

The American dream of a comfortable retirement is becoming harder to achieve for millions of middle-class workers. Where ...

Hashing out a family retirement plan can be overwhelming. That's why it's important to revisit things like timing, saving for kids’ college, and caregiving for elderly parents each year.

Financial planning is a strategic approach to improving the organization and management of personal finances. Financial plans vary in purpose and can be tailored to suit your specific needs to reach ...

ChatGPT is rapidly becoming a popular resource for retirement planning, and for good reason. The artificial intelligence (AI) bot is easy to use, free of charge, and great at gathering information and ...

Retirement is a journey marked by important milestones—ages at which decisions can have lasting impacts on financial security, health coverage and overall well-being. Because many federal employees ...