Browse U.S. News’ picks for best student loan refinance lenders. There are various options to save money and manage your ...

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・Federal Parent PLUS loans offer more flexible repayment and forgiveness options, but come with higher interest rates and origination fees. ・Private student loans can have lower rates but fewer ...

Some students might see lower borrowing limits.

WASHINGTON, DC - JULY 04: U.S. President Donald Trump, joined by Republican lawmakers, signs the One, Big Beautiful Bill Act into law. The legislation makes significant changes to student loans, ...

New federal student loan rules taking effect July 1, 2026, will reshape how students and families borrow and repay for college.

Options include refinancing, consolidating and making payments on an Income-Contingent Repayment plan. Many, or all, of the products featured on this page are from our advertising partners who ...

Missed payments go on parents' credit reports after 90 days and can stay on them for seven years. Parents of dependent undergraduate college students can take out a Parent PLUS loan to help pay for ...

As July 1 approaches, and the Trump administration’s changes to student loans are about to take effect, the window of time for borrowers to act is closing.

Major student loan changes are set to take effect on July 1, 2026, and a survey found that Americans are largely unprepared ...

CNBC Select has named the best lenders for student loan refinancing, with a focus on competitive rates and flexible terms.