The combined ratio is an operating metric used to evaluate the performance and profitability of insurance companies.

The loss ratio and combined ratio are used to measure the profitability of an insurance company. The loss ratio measures the total incurred losses in relation to the total collected insurance premiums ...

The Progressive Corporation’s PGR profitability is underpinned by its combined ratio, a key measure of underwriting performance in the property and casualty (P&C) insurance industry. The combined ...

Root Inc.’s ROOT profitability is underpinned by its combined ratio, a key measure of underwriting performance. A combined ratio — defined as sum of loss ratio and expense ratio — below 100% signals ...

Earnings Call Insights: Selective Insurance Group, Inc. (SIGI) Q2 2025 John Joseph Marchioni, CEO, stated the company delivered an operating return on equity of 10.3% for the quarter, highlighting a ...