Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

To drive your car legally, you need at least the minimum amount of car insurance required in your state. But state-required ...

Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, paying up to a certain limit if they are stolen or damaged by a covered ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's ...

Kat Tretina is a contributor to Buy Side and a financial expert on student loans, debt management, insurance and banking. Dori Zinn is a contributor to Buy Side and an expert on home equity loans, ...

Imagine that your home is destroyed in a fire. As you start the process to rebuild your life, a hard reality settles in: Your insurance coverage falls short of replacing your lost personal property.

Your homeowners insurance policy covers your personal property, which can include cellphones and other electronics under ...

Sarah Li Cain is a finance writer and a Candidate for the Accredited Financial Counselor© designation. She’s written for the Financial Planning Association, Netsuite and other notable publications.