Experts explain that it's possible to manage debt repayment and wealth building simultaneously by following a few strategies to optimize debt and expenses.

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Accredit Debt Relief reports making only minimum payments on credit cards prolongs debt and increases costs, while paying ...

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

Consolidating credit card debt with a personal loan can save you thousands in interest and boost your credit score -- if you ...

Ask a baby boomer or Gen X-er what type of debt they're grappling with, and most will tell you it’s credit cards. One way out: Tap a retirement account to pay it down. The move comes with a lot of ...