An annuity is an insurance contract you purchase to receive payments for a specific period, such as 30 years, or for the rest of your life. By applying a mathematical formula consisting of variables ...

Generally, annuities are financial contracts that provide the purchaser with a guaranteed income stream. Regular payments or a lump sum are both ways to invest in annuities. In return, the institution ...

Only 36% of Americans saving for retirement expect to have enough to be financially secure when they retire, according to an AARP survey from January 2024. The biggest risk with most retirement ...

Amid today's unusual economic environment, many retirees and near-retirees are shifting their retirement planning from growth to stability. With market instability becoming more common, inflation ...

These estimates are based on a single-life immediate fixed annuity, which begins paying out right after purchase and continues for the rest of your life. Generally, the older you are when you buy the ...

An annuity is a way to get a guaranteed stream of income in retirement. But not all annuities are the same, and if you select the wrong one, it may cost more money than it has to. When it comes to ...

Record-breaking annuity sales over the past several years reflect a growing demand for safety and guaranteed income for annuities in 2026.

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

Americans are increasingly worried about having enough money in retirement. In a 2025 Northwestern Mutual survey, more than half of respondents (51%) said it was somewhat or very likely that they ...