The rate on a 30-year fixed refinance dropped to 6.23% today, according to the Mortgage Research Center. The average ...

FICO today announced that more than 40 lenders have now joined the FICO® Score 10T Adopter Program for non-conforming ...

Mortgage refinancing is when you take out a new home loan with different terms to replace your current mortgage. This has implications on many aspects of your credit score, which could result in your ...

The rate on a 30-year fixed refinance declined to 6.3% today, according to the Mortgage Research Center. The average rate on ...

FHFA and Fannie Mae have eliminated rigid minimum credit score floors (like 620) for conventional mortgages Lenders now can ...

Average credit scores vary by state and a higher number will result in a better chance to lock in a lower mortgage interest ...

Your credit score does more than help determine whether you qualify for a mortgage. It also impacts your interest rate. The higher your credit score, the better your mortgage rate. Those with scores ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

While our priority was lowering our interest rate, we also wanted to avoid high closing costs. Here's how we refinanced.