Owning a home in Santa Fe means more than having a place to live—it’s a lifestyle choice steeped in beauty, tradition and high-desert serenity. But whether you’re settling into a historic adobe or ...

Your monthly mortgage payment might look like a single number, but it’s actually doing multiple jobs behind the scenes. Part ...

The time had finally arrived—my husband and I had saved enough for a home down payment and we were off to the bank to get approved for our first mortgage. Talking to the loan officer we discussed term ...

Mastering Your Monthly Housing Expenses Landing your dream home is exciting, but the ongoing costs of homeownership can quickly add ...

Your mortgage payment isn’t always a fixed amount, even with a fixed-rate loan. Your monthly bill can change due to increases in property taxes, homeowners insurance or other costs tied to your escrow ...

A homebuyer might pay private mortgage insurance depending on the size of their down payment. PMI differs from mortgage insurance a borrower would pay if they use an FHA loan. Buying or selling a home ...

Mortgage delinquencies are on the rise, especially among vulnerable first-time home buyers In the span of a year, Otto Catrina's property-insurance premiums went up from $7,000 to $12,000. The ...

If you got your FHA loan after the year 2000, you may be able to cancel your FHA mortgage insurance. If you got your loan before 2000, you’ll continue to pay the premiums in most cases. If your loan ...