Last week, the U.S. House of Representatives passed the “Middle Class Borrower Protection Act of 2023,” legislation sponsored by Rep. Warren Davidson (R-Ohio) that was designed to cancel controversial ...

Barry Habib, a Fannie Mae board member, focuses on targeted LLPA adjustments for second homes and cash-out refinances as he aims to ease costs for mortgage borrowers. His strategy prioritizes specific ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

A new federal rule aimed at improving mortgage accessibility could result in higher prices for homebuyers with good credit while smoothing the path for riskier borrowers. Since May 2023, mortgages ...

Tinkering with credit score brackets and loan level price adjustments to move a few dollars around may not change homeownership rates, or at least that’s the concern of many mortgage professionals.

MBA says the reasons for introducing DTI ratio into the enterprises’ pricing framework remain unclear. Says the DTI-ratio LLPA is 'unworkable and should be removed.' The Mortgage Bankers Association ...

On August 12, 2020, Fannie Mae and Freddie Mac announced that the cost to originate and to deliver single family limited cash out refinances and cash out refinance mortgage loans would increase by one ...

When an eligible appraisal passes Reggora's automated review, Reggora now covers any financial loss associated with a repurchase / LLPA adjustment due to an appraisal defect BOSTON, MA / ACCESSWIRE / ...