A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Although you may be ready to cancel your credit card, it’s not as easy as simply cutting the card in tiny pieces (although that is one of the steps). It’s important to cancel a credit card the right ...

Checking your credit card statements regularly can help you weed out recurring charges that are costing you money. Recurring charges to your credit card can add up quickly, even if they’re small ...

Here are the steps to paying your credit card bill, along with some tips for managing payments. Many or all of the products on this page are from partners who compensate us when you click to or take ...