Has this old rule of thumb become outdated?

Thu, January 29, 2026 at 1:12 PM UTC Dave Ramsey has built a personal finance empire on clear, uncompromising rules. Among his most emphatic: "A 15-year fixed-rate conventional mortgage is the only ...

On a recent episode of The Ramsey Show titled “If You Want Wealth, Stop Being Dumb With Money,” a caller named Julia laid out ...

Financial guru Dave Ramsey recommends keeping housing costs to 25% of your take-home pay. In today's market, that's not necessarily realistic for everyone. It's better to assess your total income ...

Mortgage rates have dropped, improving affordability for buyers and benefiting homeowner refinancing. Dave Ramsey recommends 15-year fixed-rate loans and stresses preapproval for prospective buyers.

Dave Ramsey is a famous author and radio personality who shares financial advice with his audience. As host of The Ramsey ...

My wife and I own three commercial properties. They are all leased out long-term. Currently, we owe about $400,000 each on two of the buildings, and a little over $500,000 on the other. The only other ...