Has this old rule of thumb become outdated?

Buying a house is a big life milestone for many people, but sometimes it can cause financial trouble. For example, one caller to the Dave Ramsey Show explained that his housing payments were eating up ...

Thu, January 29, 2026 at 1:12 PM UTC Dave Ramsey has built a personal finance empire on clear, uncompromising rules. Among his most emphatic: "A 15-year fixed-rate conventional mortgage is the only ...

Financial guru Dave Ramsey recommends keeping housing costs to 25% of your take-home pay. In today's market, that's not necessarily realistic for everyone. It's better to assess your total income ...

Dave Ramsey is tired of the financial fearmongering. In a fiery speech, the personal finance personality went after what he calls the nonstop “lies and bad advice” making people feel helpless and ...

A $300K 15-year mortgage at 5.5% saves $39K in interest versus a 30-year at 6.5%. Monthly payments on 15-year mortgages run nearly double those of 30-year loans. Voluntary extra payments on a 30-year ...