The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...

A new Consumer Financial Protection Bureau rule means consumers’ hospital and doctor bills can no longer weigh down their credit scores.

The Consumer Financial Protection Bureau has proposed a new rule to ban excessive credit card late fees. Congress banned excessive fees in 2009, but the Federal Reserve Board of Governors issued ...

Learn how the Fair Credit Billing Act protects consumers from unfair credit card billing practices, detailing dispute rights ...

Corrections & Clarifications: An earlier version of this story misstated where Jared Gibson lives. He resides in Highland Park, Ill. Jared Gibson is a basketball fan, but he didn't attend the NBA ...

In 2025, Goodwin tracked four public enforcement actions related to credit reporting requirements or credit monitoring or repair services. The Consumer Financial Protection Bureau (CFPB) also ...

Errors on credit reports. Unexpected bank and other “junk” fees. New financial products that conceal their true costs and terms. For help with those problems, millions of consumers in the U.S. have ...

TO DO WITH THESE STEPS. FROM CONSUMER REPORTS. BACK WHEN HE WAS IN COLLEGE, NESTOR VARGAS GOT A SURPRISE TRYING TO BUY A CAR. WE WENT TO GO APPLY FOR A LOAN, A CAR LOAN, AND I WAS DENIED BECAUSE THEY ...

The Consumer Financial Protection Bureau is the latest government agency potentially on President Donald Trump’s chopping block. Not only did Trump fire Rohit Chopra, who headed the independent agency ...