The majority of American consumers now have at least a good credit score or higher. Select unpacks the six major ways that a ...

A strong labor market currently provides households with lots of jobs and rising wages that make it easier to pay off their debt, even as households are borrowing more money, especially on credit ...

Forbes contributors publish independent expert analyses and insights. Jim Osman is a finance expert with over 30 years of experience. Credit Cracks Are Spreading: Rising Delinquencies And Recession ...

The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...

There’s been a big uptick in consumer debt this spring. The Federal Reserve reports that consumer credit in April rose by nearly $18 billion, or 4.3% on an annualized basis. That was a lot more than ...

Consumer credit counseling services are designed to help people get a better handle on their debt. These companies offer a variety of solutions, including credit and debt counseling, debt management ...

Senate Republicans introduced a resolution to nullify a CFPB rule banning medical debt from credit reports. Critics say the rule exceeds the CFPB’s authority and could limit consumer access to credit.

Russell Vought, director of the Office of Management and Budget and acting director of the Consumer Financial Protection Bureau. The Consumer Financial Protection Bureau suddenly added new ...

Learn how the Fair Credit Billing Act protects consumers from unfair credit card billing practices, detailing dispute rights ...

The Trump administration has issued an interpretive rule that undermines state laws forbidding the inclusion of medical debt on consumers’ credit reports. The guideline published in the Federal ...