Bill Bengen, creator of the famous 4% retirement rule, says his updated research supports a higher 4.7% withdrawal rate — meaning retirees may safely spend more than they thought.

Welcome back to the 198th episode of Financial Advisor Success Podcast! My guest on today’s podcast is Bill Bengen. Bill is the former owner of Bengen Financial Services, an independent RIA based in ...

Bill Bengen, the architect of the 4% rule, revisits the research that reshaped retirement planning and explains how his thinking has evolved over time. He introduces the concept of “safe max,” ...

For a generation of savers, the 4% rule has been treated as a hard ceiling on what they can safely spend in retirement. Now the rule's creator, financial advisor Bill Bengen, is arguing that many ...

Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. In 1994, Bill Bengen published groundbreaking research that reshaped the way ...

When Bill Bengen introduced the 4% rule in 1994, he had no idea it would take on a life of its own in scholarly debates, the media and public discourse. Now, after having what he calls an “aha moment” ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

As a financial planner in the early 90s, William Bengen sought to identify a safe retirement withdrawal rate for his clients. The research he published created what is known today as the 4% withdrawal ...

Bill Bengen is the creator of retirement's famous 4% rule, which posits that retirees should be able to withdraw 4% of their savings and investments in their first year of retirement and then adjust ...

One of the biggest mistakes for many retirees of modest means is striving to pay off their home mortgage completely for retirement. This leaves many retirees house-rich and cash-poor. For many it ...

Bill Bengen revised his formula and has a new 'rule' for retirement investors When Bill Bengen introduced the 4% rule in 1994, he had no idea it would take on a life of its own in scholarly debates, ...