Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Add Yahoo as a preferred source to see more of our stories on Google. Getting a mortgage to buy a home is a process, with many hoops and hurdles to jump through before reaching the finish line. And ...

USDA loans offer extremely affordable terms to homebuyers, such as 0% down payments and low interest rates. But those who qualify for this loan will also want to keep in mind that the application ...

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

CrossCountry Mortgage is recognized as one of the top lenders for USDA mortgages. When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including ...

The full name of this program is USDA Rural Housing Guaranteed Loan Program. We’ll simplify its name here to the USDA Loan. If you prefer, our office calls it the Meat Loan. This is the first of two ...

Homebuyers daunted by the idea of amassing a huge down payment for a mortgage might be surprised (and relieved) to know that not all home loans set such a high bar. If you're shopping in rural areas ...

Close to 40% of Americans take out a mortgage to finance their home purchases. For members of Gen Z, that percentage shoots up to 78%. But home loans are not a monolith, and understanding the most ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...