Explore the workings of adjustable-rate mortgages (ARMs), their benefits, types, and potential risks. Learn how ARMs differ from fixed-rate loans to make informed decisions.

An ARM may get you a lower rate, but it's not the right move for everyone in today's economic environment.

Mortgage rates continued to rise last week, causing more borrowers to head to adjustable-rate loans, which are cheaper but ...

More borrowers are turning to adjustable-rate mortgages as mortgage rates rise. But ARMs aren't right for everyone, and they come with risks.

Buying a home is likely to be the largest purchase you will make during your lifetime. It's important that you understand the terms of your loan and work with your lender to identify the best loan ...

The adjustable-rate mortgage is elbowing its way toward increased popularity among the affluent. While 30-year fixed rates are in the 6.1% range, the 5/1 ARM is currently hovering around 5.3%, ...

Fixed-rate mortgages lock in a stable interest rate and payment for the life of the loan, while adjustable-rate mortgages (ARMs) start lower but can change after an initial period. In 2026, ARMs are ...

Adjustable-rate mortgages are gaining popularity because they can help buyers afford homes in a high-rate market. Borrowers can save hundreds early on with an ARM, but payments may increase after the ...

Stay on top of what’s happening in the Bay Area with essential Bay Area news stories, sent to your inbox every weekday. The Bay Bay Area-raised host Ericka Cruz Guevarra brings you context and ...

It’s a heyday for adjustable-rate mortgages. In California last year, 31% of all mortgages used an adjustable rate structure, the highest share in three years. Nationally, 21% of homeowners used an ...