A 401(k) loan lets you borrow from your retirement account, while a personal loan is a lump sum from a lender ...

Tapping retirement funds to pay off debt may have short- and long-term drawbacks. If you are facing a hardship, you may be ...

Planning for retirement doesn't have to be daunting.

On the May 13, 2026 episode of The Clark Howard Podcast, a caller named Lucas from Oklahoma faced a temptation millions of ...

Financial advisors call it "leakage," a dangerous habit that drains retirement accounts to pay for today's wants. But new research suggests that 401(k) loans are rarely used for frivolous spending, ...

HUNTSVILLE, Ala. (WAFF) - Borrowing from a 401(k) is a unique financial tool where you function as both the borrower and the lender, but not all workplace plans allow it. Financial expert Marshall ...

With the demise of company pensions, 401(k) plans have become the de facto retirement plan for the majority of American workers. These company retirement plans make it easy for employees to save for ...

When facing a financial emergency, accessing money in a 401(k) plan can feel a bit like being stranded at sea: surrounded by water, yet unable to take a drink. Your money is there, it’s just not ...

As prices continue to rise, many Americans are looking for ways to help fund their everyday lives. One place they are turning? Their 401(k)s. More and more people are taking money out of their ...

More Americans are using 401(k) retirement accounts as personal ATMs. Last year, 6% of Vanguard retirement savers took hardship withdrawals from their 401(k) accounts, an all-time high. Hardship ...