Retirement accounts are vital, but so is cash. Here's why.

In 2026, significant changes will impact how high-income Americans contribute to their 401(k) plans. The SECURE 2.0 Act ...

Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings.

Non-deductible IRA contributions can cause major headaches. Learn how a reverse rollover can avoid the pro-rata rule, ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. draganab / Getty Images One-third of ...

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an IRA, or moving it to a new employer’s 401(k).

A 401(k) is a key retirement savings plan for many workers. Some rules are often missed but can help save money. These rules ...

The IRS recently increased 401(k) contribution limits to $24,500 a year for employees under 50 and to $32,500 a year for those over 50 who want to catch up. Typically, when the IRS increases ...